Terms and Conditions
Last Updated: September 9, 2026
Welcome to RJS Media LLC
RJS Media available at https://rjsmedia.co. RJS Media is the public-facing brand operated by RJS Media LLC and is an independent digital publishing company. These Terms and Conditions govern your use of our website, newsletters, memberships, subscriptions, and digital publication services. By accessing or using our website, you agree to these Terms. If you do not agree, please do not use our services.
1. Acceptance of Terms
By accessing our website, subscribing to a newsletter, creating an account, or purchasing a membership or digital subscription, you confirm that you are at least 18 years old or legally able to enter into a binding agreement.
2. Our Publications and Services
RJS Media publishes digital publications and newsletters, including:
Balance Sheet: https://joinbalancesheet.com
Read Startup: https://joinreadstartup.com
We may offer free newsletters, paid memberships, digital subscriptions, articles, and related services. The specific features, prices, billing frequency, and access rights will be displayed before purchase.
3. Subscriptions and Payments
Billing: Paid subscriptions or memberships may be billed monthly, annually, or according to the billing schedule shown at checkout.
Payment: Payments are made by card through an approved third-party payment processor. The applicable payment processor will be identified during checkout.
Automatic Renewal: If automatic renewal applies, your subscription will renew at the end of each billing period unless you cancel before the next renewal date.
Pricing: All prices, applicable fees, taxes, and payment totals will be displayed in U.S. dollars before payment.
Price Changes: We may change subscription prices or features. We will provide advance notice where required, and any new price will normally apply to a future billing period.
Cancellation and Refunds: Cancellation and refund terms are governed by our separate Refund and Cancellation Policy.
4. Account Responsibility
You are responsible for maintaining the confidentiality of your account credentials and for all activity conducted through your account. You must provide accurate information and notify us promptly at contact@rjsmedia.co if you suspect unauthorized access.
Account sharing or giving your login credentials to another person is prohibited. We may suspend or terminate access if we reasonably believe an account has been misused or these Terms have been violated.
5. Intellectual Property Rights
All content published by RJS Media, including articles, photographs, graphics, logos, trademarks, layouts, and design elements, belongs to RJS Media LLC or its licensors and is protected by applicable copyright and intellectual property laws.
Your subscription or access grants you a limited, personal, non-exclusive, non-transferable license to access and read the content for lawful personal use. You may not copy, reproduce, distribute, sell, republish, publicly display, or commercially exploit our content without our prior written permission.
6. Prohibited Activities
You agree not to:
Use the website for unlawful or fraudulent purposes.
Attempt to gain unauthorized access to our website, systems, or accounts.
Interfere with website security or operation.
Scrape, copy, or systematically reproduce our content.
Resell, redistribute, or share subscription access.
Upload or transmit harmful code, malware, or illegal material.
7. User-Generated Content
If you submit comments, feedback, or other content, you must ensure that it is lawful, accurate, respectful, and does not infringe another person’s rights.
You retain ownership of your lawful content. However, by submitting it, you grant RJS Media a non-exclusive, worldwide, royalty-free license to use, reproduce, display, and publish it as necessary to operate and promote our services.
We may remove content that violates these Terms or that we reasonably consider harmful, inappropriate, or unlawful.
8. Informational Disclaimer
Our content is provided for general informational and educational purposes only. It does not constitute financial, investment, legal, tax, accounting, medical, or other professional advice. You should consult a qualified professional before making decisions based on our content.
9. Service Availability
We aim to keep our website and services available, but we do not guarantee uninterrupted, error-free, or completely secure access. Service interruptions may occur because of maintenance, technical problems, third-party services, or circumstances outside our reasonable control.
10. Limitation of Liability
To the maximum extent permitted by applicable law, RJS Media LLC will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our website or services.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.
11. Termination
We may suspend or terminate your access to the website, account, newsletter, membership, or subscription if you violate these Terms, misuse our services, fail to make a required payment, or engage in conduct that may harm our users or business.
Termination will not affect rights or obligations that arose before termination.
12. Changes to These Terms
We may update these Terms and Conditions from time to time. Changes will be posted on this page with a revised “Last Updated” date. Your continued use of our website after the changes are posted means that you accept the revised Terms.
13. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of United States of America (USA), without regard to conflict-of-law principles. Any dispute arising from these Terms will be subject to the courts located in United States of America (USA), unless applicable law requires otherwise.
14. Contact Us
If you have questions about these Terms and Conditions, contact us at:
RJS Media LLC
Email: contact@rjsmedia.co
Website: https://rjsmedia.co

